Estate Planning Isn’t Just for the Elderly-Planning at 40+

Do Your Loved Ones Know What to Do If Something Happens to You?

Because Estate Planning Isn’t Just for the Elderly. It’s for the Prepared.

We often think estate planning is something our parents need to figure out.
We ask questions like:

“Do they have a will?”
“Who’s their power of attorney?”
“Where are their important documents?”

But here's a question we don't ask nearly enough:

Would my loved ones, your spouse, children, or siblings know what to do if something happened to me?

You Manage Everything. But Are You the Only One Who Knows How It All Works?

By the time we reach our 40s and beyond, we’ve taken on a lot:

The mortgage
The life insurance
The college savings
The retirement accounts
The bills on autopay
The digital logins no one else knows

If something unexpected happened to you:

Would your parents know what you’ve already planned?
Would your spouse or children know where the bank accounts are?
Would your siblings know which bills are due, or how to access your will?

For many families, the answer is no.
And that “no” becomes a source of stress, legal delays or battles, and unnecessary grief when life takes a turn.

What Most People Get Wrong About Estate Planning 

Estate planning is often confused with just having a will or a trust.
But the truth is:

A will means nothing if no one knows where it is
Insurance can’t pay out if no one knows the policy exists
Power of attorney is useless if no one knows you’ve granted it
An emergency savings account doesn't help if no one can access 

Estate planning is more than paperwork.
It’s about organization, communication, and readiness.

How to Get Organized Today Even If You Don't Have A Will "Yet"

Most people wait until everything is perfect before hiring an estate planning attorney.

But the truth is, you don’t have to have it all figured out to start.

There are simple steps you can take right now that will make a world of difference to your family later. Things like:

Listing where your important documents are
Making a note of which bills are on autopay
Writing down the name of your life insurance provider
Sharing how to access your accounts or logins if needed

Even one organized document can reduce confusion for the people who love you most.

4 Simple Steps to Start Today

Step 1: Identify what you manage accounts, responsibilities, and key contacts.
Step 2: Write it down somewhere your loved ones could find it.
Step 3: Leave simple instructions for what to do first in an emergency.
Step 4: Let someone know where to find what you’ve prepared.

If you’re not sure where to begin, you’re not alone. We created the Estate Prep Checklist to help you spot the common gaps and start organizing today.

Estate planning checklist to help you prepare your estate for your family.

This Isn't About Fear. It's About Love.

We plan not because we expect the worst—
But because we want to protect the people who matter most, no matter what life brings.

The best time to prepare isn’t after something happens.
It’s now while you’re healthy, organized, and in control.

You don’t need to be wealthy.
You just need to be willing.

Give your family more than memories.
Give them clarity, confidence, and peace of mind.

Your Estate Prep Checklist

 👉Takes less than 5 minutes
👉 Built for everyday families
👉 Give your family peace of mind


Estate planning checklist to help you prepare your estate for your family.
Download The Checklist

Simplify  Your Estate Planning & Preparation

Estate preparation doesn’t have to be overwhelming. Whether you're managing a busy life, caring for family, or simply unsure where to start, Derigo helps you take control. Organize, secure, and ensure your loved ones have what they need—without the stress.

Start Today