Estate Readiness Tips for Moms

Help the woman who holds it all together protect what matters most.

This Mother's Day, go beyond flowers and give a gift that truly lasts.

We love our moms deeply and this Mother’s Day, the most meaningful gift might not be flowers or brunch. It might be helping her protect what she’s worked so hard to build.

Estate planning isn’t just about paperwork. It’s about clarity. It’s about love. It’s about making sure your mom’s wishes are known and her legacy is protected, so that no one’s left guessing later.

Whether your mom already has some pieces in place or hasn’t started yet, here are 4 powerful ways to help her get estate-ready (and give the whole family peace of mind):

1. Start the Conversation With Care

Mother’s Day is a natural moment for connection. Instead of diving straight into documents, begin with love:

“Is there anything you’ve been meaning to organize but haven’t had the time?”
“Would it give you peace of mind to have a plan your family could follow if something ever happened?”
“Can I help you gather things so you’re not the only one who knows where everything is?”

These aren’t legal questions. They’re legacy questions every family should answer. And they all come from a place of protection and care.

2. Create a Simple System for Her Information

Help her gather key items like:

Her will or trust (or a note to create one)
Insurance policies
Emergency contacts
Medical info
Bank account details
Passwords or digital account logins

Even a shared folder or printed guide is a major act of love. Better yet, store them in a secure place like The Derigo Vault, where she can keep everything organized and easily accessible.

Most of this knowledge lives only in her head.

3. Check Her Beneficiaries and Key Designations

These small updates can save families from big headaches later:

Review life insurance and retirement account beneficiaries
Make sure a durable power of attorney and healthcare proxy are in place
Confirm who’s authorized to access medical info in an emergency (HIPAA release)

If she hasn’t done these things yet, it’s okay. This is the perfect time to start together.

4. Help Her Document the Things Only She Knows

So much of a mother’s life lives in her head:
The bank login. The name of the insurance agent. Who to call. When bills are due. Where the safe key is.

Encourage her to write down or record these details step by step, no rush. That’s what The Derigo was built for.

A Simple Legacy Checklist for Mom

Will or trust is in place (or on the to-do list)
Financial + medical documents gathered
Beneficiaries reviewed and updated
Digital accounts listed and passwords stored
Next of kin knows where things are
Info stored in a secure, accessible place
Wishes clearly communicate
Yearly reminder to check and update
Support from a professional (or trusted tool)

💛 Because Love is More Than a Gesture, It’s a Plan

This Mother’s Day, let’s honor the love she’s given by helping protect what she’s built. Whether you’re a daughter, a son, or a mom doing this for yourself, estate readiness is a quiet, powerful act of love and it starts with one small step.

Your Estate Prep Checklist

 👉Takes less than 5 minutes
👉 Built for everyday families
👉 Give your family peace of mind


Estate planning checklist to help you prepare your estate for your family.
Download The Checklist

Simplify  Your Estate Planning & Preparation

Estate preparation doesn’t have to be overwhelming. Whether you're managing a busy life, caring for family, or simply unsure where to start, Derigo helps you take control. Organize, secure, and ensure your loved ones have what they need—without the stress.

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